EDITORIAL

Dear Customers and Partners

September 9, 2009

Welcome to the first edition of Profit Software’s new email newsletter, Profitable. In these short and frequent bulletins we’ll discuss a wide range of issues relevant to our insurance industry customers and partners, including market trends, technological developments and regulatory changes. We’ll also report on any interesting news and events from our company.

For the rest of 2009 we’ll be looking at a number of key areas, often through the lens of a specific region or country:

Group Pensions
What will drive growth in this market?
What are the trends across the Nordic region?
Will regulatory changes have an impact, and what will that impact be?

Individual Pension Savings
How does the landscape look in different Nordic markets?
What is the applicable legislation and how is it developing?
What will be the impact on our customers’ business?

Industry Cooperation
Is it feasible for insurers to cooperate in business development and IT?
Where is this trend developing fastest?
What can industry participants do to move in this direction?

Unit Linked Policies
What’s next for this maturing market?
What are the future challenges in product distribution?
How will this market develop in the Baltic region and Central & Eastern Europe?

We hope you enjoy reading Profitable, which we will continue developing over time. To assist us in doing so please provide any feedback or subject suggestions to   info@profitsoftware.com

Best regards,

The Profitable Editorial Team